NBFCs · HFCs · Fintech Lenders
Empanelment for NBFCs & Housing Finance Companies
NBFC and HFC portfolios generate high-volume, mid-ticket recovery work: cheque bounce complaints, arbitration under loan agreements, Section 138 and Section 25 PSS Act prosecutions, and SARFAESI enforcement for LAP and home loan accounts. APS Law runs these as a managed docket with a single point of contact.
Scope of Empanelment
What the panel covers
Arbitration Under Loan Agreements
Sole-arbitrator references, Section 9 and Section 17 interim relief, award execution under Section 36 of the Arbitration and Conciliation Act, 1996.
Cheque Bounce & PSS Act
Section 138 NI Act complaints and Section 25 PSS Act prosecutions for dishonoured e-mandates and NACH returns, filed in batches with consolidated reporting.
SARFAESI for HFC Portfolios
Demand notices, possession, and CMM/DM applications for housing loan and loan-against-property accounts across Mumbai and Thane.
Vehicle & Asset Repossession
Legal support on repossession, hypothecation disputes, police intimations and defence of borrower complaints.
Consumer & Ombudsman Defence
Representation before District and State Consumer Commissions and responses to RBI Ombudsman complaints.
Documentation & Compliance Review
Loan agreement, sanction letter and Fair Practices Code review, plus recovery-agent conduct advisories.
Documents we submit
- Bar Council enrolment and advocate credentials
- Firm profile with NBFC / HFC matter experience
- PAN, GST and bank details for vendor onboarding
- Conflict-of-interest declaration
- Fee schedule proposal — per matter and retainer options
- Chamber address proof for Mumbai and Thane
Forums we appear before
- Sole arbitrator and institutional arbitration venues, Mumbai
- Magistrate courts — Mumbai, Thane, Mira Road, Bhayandar, Vasai
- DRT Mumbai and Bombay High Court
- District & State Consumer Commissions, Maharashtra
- CMM Mumbai and DM Thane for Section 14 applications
Process
How empanelment proceeds
Inquiry
Write to admin@apslaw.co.in or call +91 98200 96678 with the institution's name and type, the practice areas you want covered, and your approximate annual matter volume.
Profile submission
We send the firm profile package — advocate enrolment certificates, credentials, matter experience overview, PAN, GST and chamber address proof — plus any form your empanelment policy prescribes.
Review & discussion
Your legal, credit or compliance team reviews the profile. We then discuss coverage, reporting formats, turnaround commitments and the fee schedule.
Engagement letter
On approval, an empanelment or engagement letter records scope, fees, reporting obligations and response commitments. First referrals can follow immediately.
Other empanelment tracks
Add APS Law to your panel
Email your empanelment forms and we will return the completed set with all supporting documents.
admin@apslaw.co.in